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Advantage Plus joint last-to-die premium ranking
Ranking
#2
Annual Premium
$16,913.51
MNS age 55FNS age 5510 Pay$500,000
Select the insureds' ages, premium period and death benefit to view the premium ranking for Advantage Plus with the maximum enhanced dividend option compared to other insurers.
55606570
55606570
The ranking and annual premium update automatically as the ages or selections
change.
About this tool
Advantage Plus participating whole life is often among the strongest solutions in the joint last-to-die market.
Rankings are based on the annual premium required to provide the selected death benefit for the selected client profile.
Joint last-to-die insurance is often well suited for estate planning and business succession because the death benefit is generally paid after the death of the second insured, when funds may be needed for taxes, expenses or succession obligations.2
Important: Standard rates based on six insurers' illustration software as
of August 2026. Data is subject to change and may not be accurate. Comparison is not for public use or
distribution. Cannot be used to promote sales to clients.
1 Underwritten by The Independent Order of Foresters.
2 Foresters, and their employees and life insurance representatives, do not provide, on Foresters' behalf, financial, estate, legal or tax advice. The information given here is merely a summary of our understanding of current laws and regulations. Clients and prospective purchasers should consult their financial, estate, tax or legal advisor regarding their situation.
1 Underwritten by The Independent Order of Foresters.
2 Foresters, and their employees and life insurance representatives, do not provide, on Foresters' behalf, financial, estate, legal or tax advice. The information given here is merely a summary of our understanding of current laws and regulations. Clients and prospective purchasers should consult their financial, estate, tax or legal advisor regarding their situation.
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On-demand e-App training
Learn how to efficiently complete and submit joint last-to-die applications using the AppPro e-App. This self-paced training walks you through the whole process, save time, avoid common mistakes and deliver a smoother experience.
Watch Training VideoFor Advisor use only. Not for use with the public. 426263 CAN (09/26)